Last Updated: February 1, 2026

 

1. AGREEMENT AND COMPANY INFORMATION

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Northern Lights Capital Partners Limited (“Company,” “we,” “us,” or “our”) concerning your access to and use of the nlightscapital.com website and any services, features, content, or applications offered by us (collectively, the “Services”).

 

BY ACCESSING OR USING OUR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE WITH THESE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICES.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website with a new “Last Updated” date at the top. Material changes that significantly affect your rights will be communicated through a prominent notice on our website or via email if you have subscribed to our newsletter. Your continued use of the Services after any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

 

Company Information:

Northern Lights Capital Partners Limited

Registration Number: 79347649

Registered Address: Unit 915, 9/F, Concordia Plaza, 1 Science Museum Road, Tsim Sha Tsui, Kowloon, Hong Kong

Director: Roman Kozhushko

Contact Email: [email protected]

Legal Email: [email protected]

Website: nlightscapital.com

 

2. DESCRIPTION OF SERVICES AND ELIGIBILITY

 

What We Offer

Northern Lights Capital Partners Limited is a digital marketing agency providing comprehensive marketing solutions to help businesses grow and succeed in the digital landscape. Our services include but are not limited to:

• • Digital Marketing Strategy and Consulting: Developing customized marketing strategies aligned with your business objectives

• • Search Engine Optimization (SEO): Improving your website’s visibility in search engine results

• • Content Marketing and Creation: Creating engaging content that resonates with your target audience

• • Social Media Marketing and Management: Building and managing your presence across social media platforms

• • Pay-Per-Click (PPC) Advertising Management: Managing paid advertising campaigns for optimal ROI

• • Performance Analytics and Reporting: Tracking and analyzing marketing performance to inform decision-making

• • Brand Development and Positioning: Building strong, differentiated brands that stand out in the market

• • Marketing Audits and Planning: Evaluating current marketing efforts and developing improvement plans

The specific services provided to you will be detailed in separate service agreements or statements of work. These Terms govern your use of our website and general interactions with our Company, while specific service engagements will be governed by individual contracts that supplement these Terms.

 

Who Can Use Our Services

You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that:

• • You are at least 18 years old and have the legal capacity to enter into binding contracts

• • You have the authority to bind any organization you represent to these Terms

• • You are not prohibited from accessing or using the Services under any applicable laws or regulations

• • You will comply with all applicable local, national, and international laws and regulations in connection with your use of the Services

• • All information you provide to us is accurate, complete, and not misleading

If you are using the Services on behalf of a company, organization, or other legal entity, you represent and warrant that you are authorized to accept these Terms on behalf of that entity, and that entity agrees to be bound by these Terms. In such cases, “you” and “your” will refer to both you as an individual and the entity you represent.

 

3. ACCEPTABLE USE OF OUR SERVICES

 

What You’re Allowed to Do

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the website for your personal or internal business purposes related to learning about and engaging our digital marketing services. You may:

• • Browse information about our digital marketing services and capabilities

• • Contact us through provided contact forms to inquire about services

• • Subscribe to our newsletter to receive marketing insights and updates

• • Request information, consultations, or service proposals

• • Access publicly available content, resources, and case studies

• • View and temporarily store content in your device’s RAM

• • Cache files automatically in your web browser for display purposes

• • Print or download a reasonable number of pages for personal, non-commercial use

What You’re Not Allowed to Do

You agree not to engage in any of the following prohibited activities, which may result in immediate termination of your access and potential legal action:

 

Illegal Activities: You may not use the Services for any illegal purpose or in violation of any applicable laws, regulations, or these Terms. This includes but is not limited to violating intellectual property rights, privacy rights, or engaging in fraudulent activities.

Unauthorized Access: You may not attempt to gain unauthorized access to any portion of the Services, other users’ information, accounts, computer systems, or networks connected to the Services through hacking, password mining, or any other means.

Interference and Disruption: You may not interfere with, disrupt, or create an undue burden on the Services, servers, or networks connected to the Services. This includes introducing viruses, worms, malware, trojan horses, or other malicious or harmful code.

Automated Systems: You may not use any automated system, including robots, spiders, scrapers, crawlers, or other automated means to access the Services for any purpose without our express written permission. This prohibition includes data mining, scraping content, or extracting information for commercial purposes.

Impersonation and Misrepresentation: You may not impersonate any person or entity, falsely state or misrepresent your affiliation with any person or entity, or create false identities to mislead others about your identity or the origin of your communications.

Data Collection: You may not collect, harvest, scrape, or gather any information, data, or content from the Services or other users without authorization. This includes email addresses, user profiles, or any other personal information.

Spam and Unsolicited Communications: You may not use the Services to send unsolicited communications, spam, bulk messages, or any form of harassment to other users or third parties.

Reverse Engineering: You may not reverse engineer, decompile, disassemble, or attempt to derive the source code of any part of the Services or any software, algorithms, or systems used in providing the Services.

Proprietary Notices: You may not remove, alter, obscure, or disable any proprietary notices, labels, or marks on the Services, including copyright notices, trademarks, or other intellectual property designations.

Security Measures: You may not probe, scan, or test the vulnerability of the Services or any network connected to the Services, or breach or circumvent any security or authentication measures.

Competitive Use: You may not use the Services for any competitive purposes or to develop competing products or services that would compete with our business.

Other Harmful Activities: You may not engage in any activity that constitutes harassment, abuse, threatening behavior, defamation, or violation of any person’s rights, including privacy rights and intellectual property rights.

Violation of any of these prohibitions may result in immediate termination of your access to the Services, and you may be held liable for any damages arising from such violations. We reserve the right to investigate any suspected violations and cooperate with law enforcement authorities as appropriate.

 

4. INTELLECTUAL PROPERTY AND CONTENT RIGHTS

 

Our Ownership Rights

The Services and all content, features, and functionality (including but not limited to all text, graphics, logos, icons, images, audio clips, video clips, data compilations, software code, designs, interfaces, and the selection and arrangement thereof) are owned by Northern Lights Capital Partners Limited, its licensors, or other content providers and are protected by Hong Kong, international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Our company name “Northern Lights Capital Partners Limited,” our logo, and all related names, logos, product and service names, designs, taglines, and slogans are trademarks of Northern Lights Capital Partners Limited or its affiliates or licensors. You must not use such marks without our prior written permission. Use of our trademarks without authorization may result in legal action to protect our intellectual property rights.

 

Restrictions on Your Use

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download beyond permitted uses, store beyond permitted uses, or transmit any material from our Services, except as specifically permitted in Section 3 regarding acceptable use.

You specifically may not:

• • Modify copies of any materials from the Services in any way

• • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text without our written permission

• • Delete, alter, or obscure any copyright, trademark, or other proprietary rights notices from copies of materials from the Services

• • Access or use the Services in a manner that suggests any association with, endorsement by, or sponsorship by us when no such relationship exists

• • Frame, mirror, or incorporate any part of the Services into any other website or service without our prior written authorization

If you breach any of these restrictions, your right to use the Services will cease immediately, and you must, at our option, return or destroy any copies of the materials you have made. Any unauthorized use of our content or intellectual property may result in civil and criminal penalties.

 

Your Submissions to Us

When you contact us through forms on our website, subscribe to our newsletter, or communicate with us via email, you may provide us with certain information, including personal data and business information. By submitting such information, you represent and warrant that:

• • You have the legal right to submit such information and grant us the licenses described below

• • The information is accurate, complete, and not misleading

• • The information does not violate any applicable laws, regulations, or third-party rights

• • The information does not contain any viruses, malware, harmful code, or other components that could harm our systems

• • You are not submitting confidential or proprietary information belonging to others without proper authorization

By submitting information to us, you grant us a non-exclusive, worldwide, royalty-free, fully paid-up, transferable, and sublicensable license to use, reproduce, process, store, adapt, modify, and display such information for the purposes of:

• • Responding to your inquiries and providing requested information

• • Delivering services to you as outlined in separate service agreements

• • Improving our Services, developing new services, and enhancing user experience

• • Complying with legal obligations and protecting our legal rights

• • Any other purposes described in our Privacy Policy

This license is subject to our Privacy Policy and applicable data protection laws, including your rights to access, rectify, erase, and restrict processing of your personal data.

 

Feedback and Suggestions

If you provide us with any feedback, suggestions, ideas, enhancement requests, recommendations, or other input regarding our Services (“Feedback”), you acknowledge and agree that we may use such Feedback without any obligation to you. You grant us a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such Feedback in any form, media, or technology, whether now known or later developed, without any compensation, attribution, or obligation to you.

This means we can implement your suggestions, use your ideas to improve our services, and benefit from your input without paying you or obtaining further permission. You waive any moral rights you may have in such Feedback to the extent permitted by law.

 

5. PRIVACY AND DATA PROTECTION

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you acknowledge that you have read and understood our Privacy Policy and consent to the collection, use, and disclosure of your personal data as described therein.

We are committed to protecting your privacy and complying with applicable data protection laws, including:

• • Hong Kong’s Personal Data (Privacy) Ordinance (PDPO)

• • The European Union’s General Data Protection Regulation (GDPR)

• • The United Kingdom’s General Data Protection Regulation (UK GDPR)

• • The California Consumer Privacy Act (CCPA)

Our Privacy Policy provides detailed information about:

• • What personal data we collect and how we collect it

• • How we use your personal data and the legal basis for processing

• • Who we share your data with and why

• • How we protect your data with security measures

• • Your rights regarding your personal data and how to exercise them

• • How long we retain your data and our data retention policies

• • International data transfers and the safeguards we implement

• • How to contact us with privacy-related questions or concerns

For complete details about how we handle your personal data, your rights under various data protection laws, and how to exercise those rights, please review our Privacy Policy, which is available on our website at [https://nlightscapital.com/privacy-policy/].

If you have any questions or concerns about how we handle your personal data, please contact us at [email protected].

 

6. DISCLAIMERS, LIMITATIONS OF LIABILITY, AND INDEMNIFICATION

 

Disclaimer of Warranties

 

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, NORTHERN LIGHTS CAPITAL PARTNERS LIMITED DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

 

• • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement

• • Any warranties that the Services will meet your requirements or expectations

• • Any warranties that the Services will be uninterrupted, timely, secure, or error-free

• • Any warranties that the results obtained from the use of the Services will be accurate, reliable, or complete

• • Any warranties that the quality of any products, services, information, or other material obtained through the Services will meet your expectations

• • Any warranties that any errors or defects in the Services will be corrected

We do not warrant that the Services will be free from viruses, malware, worms, trojan horses, or other harmful components. We make no representations about the accuracy, reliability, completeness, currentness, or timeliness of any content or information provided through the Services.

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. You may have other legal rights which vary from jurisdiction to jurisdiction. Nothing in these Terms affects your statutory rights as a consumer that cannot be waived or limited by contract.

 

Limitation of Liability

 

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NORTHERN LIGHTS CAPITAL PARTNERS LIMITED, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO:

• • Loss of profits, revenue, sales, business, or business opportunities

• • Loss of data, information, or corruption of data

• • Loss of use of the Services or any equipment or software

• • Loss of goodwill, reputation, or business relationships

• • Cost of procurement of substitute goods or services

• • Business interruption or work stoppage

• • Any other intangible losses or economic harm

ARISING OUT OF OR RELATING TO:

• • Your use of or inability to use the Services

• • Any conduct or content of any third party on or through the Services

• • Any content obtained from or through the Services

• • Unauthorized access to, use of, or alteration of your transmissions, content, or data

• • Any errors, mistakes, or inaccuracies in the Services or content

• • Personal injury or property damage resulting from your use of the Services

• • Any bugs, viruses, or harmful code transmitted through the Services

• • Any interruption or cessation of transmission to or from the Services

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 

Our total aggregate liability for all claims arising out of or relating to these Terms or the Services, regardless of the form of action, shall not exceed the greater of:

• • The total amount you paid to us, if any, for access to or use of the Services in the twelve (12) months immediately preceding the claim, or

• • One thousand Hong Kong dollars (HK$1,000)

Basis of the Bargain: You acknowledge and agree that the disclaimers and limitations of liability set forth in this Section 6 are fundamental elements of the basis of the bargain between you and Northern Lights Capital Partners Limited. We would not be able to provide the Services on an economically reasonable basis without these limitations, and they reflect a reasonable allocation of risk between the parties.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

 

Your Indemnification Obligations

You agree to defend, indemnify, and hold harmless Northern Lights Capital Partners Limited, its affiliates, subsidiaries, and their respective officers, directors, employees, agents, contractors, licensors, service providers, subcontractors, suppliers, successors, and assigns (collectively, the “Indemnified Parties”) from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees, legal costs, and expert witness fees) arising out of or relating to:

• • Your use of the Services or any services, products, or information obtained through the Services

• • Your breach or violation of these Terms or any representation, warranty, or obligation under these Terms

• • Your violation of any applicable law, regulation, ordinance, or the rights of any third party, including intellectual property rights, privacy rights, or publicity rights

• • Any information, data, or content you submit to us or transmit through the Services

• • Your negligence, willful misconduct, or fraudulent activities

• • Any false, misleading, or inaccurate information you provide to us

• • Any dispute you have with another user or any third party

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate fully with us in asserting any available defenses and providing any information or assistance we reasonably request. You will not settle any such claim without our prior written consent, which we may withhold in our sole discretion.

This indemnification obligation will survive the termination of these Terms and your use of the Services and will apply regardless of whether the claim arises during or after your use of the Services.

 

7. TERMINATION, GOVERNING LAW, AND DISPUTE RESOLUTION

 

Termination of Your Access

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason or no reason, including but not limited to:

• • Breach or violation of these Terms or any provision herein

• • Request by law enforcement, government agencies, or court order

• • Discontinuation or material modification to the Services or any part thereof

• • Unexpected technical issues, problems, or security concerns

• • Extended periods of inactivity on your part

• • Engagement in fraudulent, abusive, or illegal activities

• • Any conduct that we determine, in our sole discretion, is inappropriate, harmful to our business, reputation, or other users, or otherwise violates these Terms

You may terminate your use of the Services at any time by ceasing to access or use the website, unsubscribing from our newsletter (if applicable), and contacting us at [email protected] to request account closure if you have an account with us.

Upon termination of these Terms or your access to the Services for any reason:

• • Your right to use the Services will immediately cease

• • You must immediately cease all use of the Services and destroy any copies of materials you have obtained from the Services

• • All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to: ownership provisions, warranty disclaimers, indemnity obligations, limitations of liability, dispute resolution provisions, and general provisions in Section 8

Termination does not relieve you of any obligations that accrued prior to termination, and you remain responsible for all amounts due and payable, if any, and any liabilities incurred before termination.

 

Governing Law

These Terms and any disputes arising out of or relating to the Services or these Terms shall be governed by, construed, and enforced in accordance with the laws of the Hong Kong Special Administrative Region, without regard to its conflict of law principles that would result in the application of the laws of another jurisdiction.

The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded from these Terms.

 

Jurisdiction and Dispute Resolution

Any legal action, suit, or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the courts of the Hong Kong Special Administrative Region. You irrevocably consent and submit to the personal jurisdiction and venue of such courts and waive any objection to such jurisdiction or venue, including but not limited to objections based on inconvenient forum, lack of personal jurisdiction, or improper venue.

 

Informal Resolution Attempt: Before initiating any formal legal proceedings, we encourage you to contact us at [email protected] to seek an informal resolution of any dispute, claim, or controversy arising out of or relating to these Terms or the Services. We believe that most disputes can be resolved through good faith communication and negotiation. We will attempt to resolve the dispute informally by working with you to reach a mutually acceptable solution.

If an informal resolution cannot be reached within thirty (30) days from the date you first contact us about the dispute, either party may pursue formal dispute resolution through the courts as specified above.

Time Limitation on Claims: You agree that any claim or cause of action arising out of or relating to these Terms or the Services must be filed within one (1) year after such claim or cause of action arose, or it will be forever barred, regardless of any statute of limitations or law to the contrary. Within this period, any failure by us to enforce or exercise any provision of these Terms or any related right shall not constitute a waiver of that provision or right.

Class Action Waiver: To the extent permitted by applicable law, you agree that any dispute resolution proceedings, whether in court or otherwise, will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit, class-wide arbitration, or any other representative or collective proceeding. If this class action waiver is found to be unenforceable, then the entirety of this dispute resolution provision shall be null and void.

 

8. GENERAL PROVISIONS

 

Entire Agreement and Modifications

These Terms, together with our Privacy Policy and any other legal notices, policies, or agreements published by us on the Services, constitute the entire agreement between you and Northern Lights Capital Partners Limited regarding the Services and supersede all prior agreements, understandings, negotiations, and discussions, whether oral or written, between you and us relating to the subject matter hereof.

Service-specific agreements, statements of work, or other contracts for particular services we provide to you may supplement these Terms, and in the event of any conflict between these Terms and such service-specific agreements, the service-specific agreements shall prevail with respect to those services.

We reserve the right to modify, suspend, discontinue, or restrict access to any aspect of the Services at any time, temporarily or permanently, with or without notice, for any reason or no reason. This includes the right to change features, functionality, content, or availability of the Services. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.

 

Severability and Waiver

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be modified and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect without being affected or impaired in any way.

The invalid, illegal, or unenforceable provision shall be deemed replaced by a valid, legal, and enforceable provision that most closely approximates the intent and economic effect of the original provision.

No waiver by Northern Lights Capital Partners Limited of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by us to assert any right or provision under these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing. No waiver shall be effective unless made in writing and signed by an authorized representative of Northern Lights Capital Partners Limited.

 

Assignment and Third-Party Rights

You may not assign, transfer, delegate, or sublicense these Terms or any rights or obligations hereunder, in whole or in part, whether voluntarily or by operation of law, merger, consolidation, dissolution, or otherwise, without our prior written consent. Any attempted assignment, transfer, delegation, or sublicense in violation of this provision shall be null and void and of no force or effect.

We may freely assign, transfer, or delegate these Terms and our rights and obligations hereunder, in whole or in part, to any person or entity at any time without your consent, notice to you, or any restriction. This includes assignments in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets.

Subject to the foregoing restrictions, these Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

These Terms do not and are not intended to confer any rights or remedies upon any person or entity other than you and Northern Lights Capital Partners Limited. There are no third-party beneficiaries to these Terms.

 

Force Majeure

We shall not be liable for any failure to perform or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control (a “Force Majeure Event”), including but not limited to:

• • Acts of God, including earthquakes, floods, storms, hurricanes, tornadoes, fires, or other natural disasters

• • War, invasion, hostilities, terrorist acts, riot, or civil unrest

• • Government actions, laws, regulations, orders, embargoes, or trade restrictions

• • Epidemics, pandemics, quarantines, or public health emergencies

• • National or regional emergencies or states of emergency

• • Strikes, lockouts, slowdowns, or other labor disputes

• • Network infrastructure failures, internet outages, telecommunications disruptions, or power failures

• • Failures or delays by third-party service providers, suppliers, or partners

• • Cyberattacks, hacking attempts, distributed denial-of-service attacks, or other malicious activities targeting our systems

• • Equipment failures, software malfunctions, or other technical problems

• • Any other cause beyond our reasonable control, whether similar or dissimilar to those listed above

During any period of Force Majeure Event, our performance obligations will be suspended, and the time for performance will be extended for the duration of the Force Majeure Event plus a reasonable period to resume performance. We will make reasonable efforts to mitigate the effects of the Force Majeure Event, find alternative means of performance where possible, and resume performance as soon as reasonably practicable after the Force Majeure Event ceases.

If a Force Majeure Event continues for more than sixty (60) consecutive days, either party may terminate these Terms upon written notice to the other party without liability, except for obligations that accrued prior to termination.

 

Notices and Communications

All notices, requests, consents, claims, demands, waivers, and other communications required or permitted under these Terms (each, a “Notice”) must be in writing and will be deemed to have been duly given and received:

• • When delivered by hand, with written confirmation of receipt

• • When received by the addressee if sent by a nationally recognized overnight courier service, with receipt requested and received

• • On the date sent by email with confirmation of transmission, if sent during normal business hours of the recipient (9:00 AM to 5:00 PM Hong Kong time), or on the next business day if sent after normal business hours

• • When posted on our website at nlightscapital.com, effective immediately upon posting for general notices, or after a reasonable period for notices directed to specific users

Notices to us must be sent to:

Northern Lights Capital Partners Limited Unit 915, 9/F, Concordia Plaza 1 Science Museum Road, Tsim Sha Tsui Kowloon, Hong Kong

Email: [email protected] (for legal matters)

Email: [email protected] (for general inquiries)

 

Notices to you may be sent to:

• • The email address you provided when contacting us, subscribing to our newsletter, or creating an account

• • By posting a notice on our website at nlightscapital.com

• • To any address you have provided to us for communications

It is your responsibility to keep your contact information current, accurate, and up-to-date. If your contact information changes, you must notify us promptly. We are not responsible for any failure to deliver notices to you if your contact information is incorrect or outdated.

 

Interpretation and Language

In these Terms, unless the context otherwise requires:

• • Headings and captions are for convenience only and do not affect the interpretation of these Terms

• • Words in the singular include the plural and vice versa, and words in one gender include all genders

• • References to “including” or “includes” mean “including without limitation” and do not limit the generality of any preceding words

• • References to sections, clauses, and provisions refer to sections, clauses, and provisions of these Terms unless otherwise specified

• • The word “or” is not exclusive and means “and/or”

• • The words “such as,” “for example,” “e.g.,” and similar expressions mean “for example and without limitation”

• • References to “writing” or “written” include email and other electronic communications

• • No rule of construction applies to the disadvantage of a party on the basis that the party put forward these Terms or any part thereof

These Terms are drafted in English. If these Terms are translated into any other language for any purpose, the English language version shall prevail and control to the extent of any inconsistency or discrepancy between the English version and any translation.

 

Survival of Terms

All provisions of these Terms that by their nature should survive termination shall survive termination and continue in full force and effect, including without limitation: intellectual property provisions (Section 4), warranty disclaimers (Section 6), indemnity obligations (Section 6), limitations of liability (Section 6), dispute resolution provisions (Section 7), and general provisions (Section 8).

Termination of these Terms does not relieve either party of any obligations or liabilities that accrued prior to termination.

 

Relationship of the Parties

Nothing in these Terms shall be construed to create a partnership, joint venture, agency, franchise, sales representative, or employment relationship between you and Northern Lights Capital Partners Limited. You have no authority to make or accept any offers or representations on our behalf, bind us to any agreements, or create any obligations on our part. We are independent contractors, and these Terms shall not be interpreted to suggest otherwise.

 

Contact Information

If you have any questions, concerns, comments, or requests regarding these Terms or the Services, or if you need to send us any notices, please contact us using the information provided in the Notices section above. We will make reasonable efforts to respond to your inquiries within a reasonable timeframe and in accordance with applicable law.

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BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND OUR PRIVACY POLICY. THESE TERMS CONTAIN IMPORTANT PROVISIONS, INCLUDING AN AGREEMENT TO RESOLVE DISPUTES IN HONG KONG COURTS, DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, AND AN INDEMNIFICATION OBLIGATION. PLEASE READ THEM CAREFULLY.